The compensation is determined in terms of the conditions of the insurance policy (insured property or individual, insured capital and clauses in the policy), of the loss assessment by the Consorcio's adjuster of the damages suffered and of the deductible that the legislation establishes to be applied by the Consorcio.

This deductible has been removed in the case of damages to motor vehicles and residential properties and it is applicable in the case of businesses, offices and industries. There are no deductibles in the case of personal injury. In the case of business interruption, Consorcio will follow the deductibles established in the original policy underwritten with the private insurer.