In the first place, you can consult your insurance company, agent or broker; on the other hand, your insurance will have Extraordinary Risk cover whenever in addition to the compulsory motor vehicle insurance or third party insurance, you have cover for the damages to the vehicle itself, such as breakage of Windows, fire/theft of the vehicle, etc.

Since July 2016 policies of automobiles which only cover civil liability also include extraordinary risk surcharge, so corresponding vehicles have also secured the extraordinary risks.