Titulo seccion - Preguntas frecuentes: Seguro de Riesgos Extraordinarios

Frequent questions : Extraordinary Risk Insurance

Seguro de Riesgos Extraordinarios

On the receipt for the compulsory insurance premium (or compulsory and third party insurance) it states that I pay an amount to the Consorcio, why am I not entitled to compensation for an extraordinary claim?

On the receipt for the compulsory insurance premium (or compulsory and third party insurance) it states that I pay an amount to the Consorcio, why am I not entitled to compensation for an extraordinary claim?

Because the receipts of the Compulsory Motor Vehicle Insurance (CMVI) and damages to third parties do not incorporate the surcharge for cover of extraordinary risks. The amount that appears on your receipt is to satisfy the Consorcio's functions as a guarantee fund. For example: payment of compensation to the injured parties due to losses caused by vehicles driving without any insurance, which have been stolen or that are insured by insurance companies that are in administrative liquidation (stoppage of payments, bankruptcy, etc). Since July 2016 policies of automobiles which only cover civil liability also include extraordinary risk surcharge, so corresponding vehicles have also secured the extraordinary risks.