You have insurance cover from the moment you contract the insurance using the Call Centre (902.222.665 / 952367042) or electronically using the Consorcios web site.
However, in the case of contracting the insurance by telephone, you must pay the receipt at any office of the BBVA or the Banco Santander (from 9 am to 11.30 am) before 15 natural days have passed since the contract was made by telephone. To the contrary, the insurance policy will be cancelled.