Besides the generic Technical Provisions to fulfil commitments undertaken by the insurance contract, the Consorcio has set an Equalisation Reserve.

This is a provision with no accumulation limits, which is absolutely necessary to provide coverage for catastrophic risks, given their marked randomness. That is to say, for events with very long return periods and very high potential impacts, the setup and accumulation of enough funds is a must.

Given the peculiar characteristics of this activity, and especially given the high loss potential and the very nature of Consorcio as a public organism, Consorcio counts on a State Guarantee. However, the setting up and appropriate financial management of its resources has always enabled it to face up to its claims obligations without having had to make use of said guarantee in the more than half-century that it has been in existence.